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Theresa Turner
Your Personal Real Estate Advisor
Real Estate Tips
07DEC
Image - Is the 50-Year Mortgage Worth It?
Is the 50-Year Mortgage Worth It?
As housing affordability becomes increasingly challenging for average Americans, the fifty-year mortgage has emerged as a controversial topic of discussion. This extended loan structure offers significantly lower monthly payments, potentially allowing more buyers to qualify for homeownership, but it comes with the severe drawback of massive total interest costs and incredibly slow equity buildup, making it a double-edged sword for financial health.
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30NOV
Image - Sellers: Get Real. Buyers: Get Strategic. The Fragmented Housing Market
Sellers: Get Real. Buyers: Get Strategic. The Fragmented Housing Market
The U.S. housing market is shedding its “one-size-fits-all” narrative, moving into a nuanced, bifurcated stage. Price adjustments in historically overheated regions and persistent fierce competition in others reveal that success for both buyers and sellers hinges on granular regional analysis. This shift means sellers must set realistic expectations based on local dynamics, while savvy buyers can strategically seek out opportunities where price growth has stabilized or corrected, underscoring that the current market rewards local intelligence over national trends.
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23NOV
Image - The 2025 Buyer’s Secret Weapon: How to Secure a Sub-5% Mortgage Today
The 2025 Buyer’s Secret Weapon: How to Secure a Sub-5% Mortgage Today
As we approach the final weeks of 2025, savvy home buyers are finding a way to bypass the stubborn affordability challenges of the resale market by targeting new construction inventory. Major home builders, under immense pressure to close their fiscal books before the year ends, are aggressively offering mortgage rate buydowns that can lower interest rates significantly below the current market average. This financial strategy allows buyers to secure move-in ready homes with monthly payments that are hundreds of dollars less than comparable existing properties, making it the definitive “secret weapon” for real estate acquisition this quarter.
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San Diego, San Diego County
San Diego is a city in San Diego County, California. The city is located at 32°42’57”N and 117°9’40”W. According to the United States Census Bureau, the city’s population was 1,381,069. According to the last census, the median income for a household in the city was 67,871. Please visit the city page on my website and you’ll be able to see all real estate data and detailed San Diego statistics.
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San Diego, San Diego County
I know everything about Real Estate. Contact Me!
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Theresa Turner
Premier Realty Associates
4858 Mercury Street San Diego, CA, 92111
Email: theresaturner.realestate@gmail.com
Phone: (562) 228-8377
I Have a excellent track record of resolving all my client needs. Having over 20 years of experience, I can find great houses for every budget. I am committed to showing you step by step through every transaction. I love real estate. I am your realtor for life. I am here to help everyone from my first time buyers to investors.
Why Us?
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You can relax knowing you are in good hands
Experience
High probability of a successful transaction
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Excellent local market knowledge
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We offer advice on preparing your home for sale
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